How to Modify Your Loans
And Save Thousands of Dollars by Doing It
by
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WE ARE A NATION OF LAWS
We are a nation of laws. A lot of politicians are or were lawyers. The
Since 2000, I have listened to the problems of a cross-section of people in the
Do not get frustrated. You can overcome this temporary financial distress by learning how foreclosures and bankruptcy really work. Understand what your creditor can do to you. Better yet, understand what your rights are. There are a lot of laws. The laws are geared to protect the consumer. We all get a three-day right of rescission when we refinance or sign a contract. If a company violates the many rules made to protect you, you could win an award or have the loan nullified! Google Troy Doucet and 23 Legal Defenses to Foreclosure. The tactics explained in Troy Doucet’s book are interesting and could help you negotiate. The more you know, the better your chance of success!
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About the Book
Who can you turn to when you see financial troubles on the horizon? Who has experienced the effects of the law and its unintended consequences on you and your family? What bills should you deal with first to minimize the damage? Who can show you how to delay judgments and/or foreclosure without an attorney? Who can explain what steps you should take so you can plan for the worst? Who can show you the details of a bad loan sold to you by greedy mortgage companies? Paul Stemborowski is that person! Paul has spent the last ten years restructuring finances for thousands of people, helping them avert financial catastrophe. He has also helped thousands after they went bankrupt. In his attempt to solve every problem for everyone, he listened to all the stories in an attempt to learn from clients past experience. The outcome was a person with the knowledge and negotiating skills everyone facing financial issues wanted to talk to.
About the Author
As a mortgage banker Paul Stemborowski took on hard to finance clients. People and families that had gone through financial hardships, like losing their job, Medical catastrophes, tax liens, judgments and yes bankruptcy. Paul has personally closed over 250 million dollars in real estate mortgages and with the many companies he founded has closed over 750 million in loans. Working with clients with a large amount of complications has enlightened Paul to the unintended consequences created by actions taken by families to save their most valuable possession, their home. After the latest banking and financial crisis took place, Paul’s past clients and co workers realized that Paul was in the unique position of knowing all the answers to financial questions on how to negotiate lower payments and reduce debt on all types of mortgages and credit cards. Word spread fast and Paul had to share his knowledge with whoever needed it.