Pennies-Fun-Heaven!

     I will spill beans to show how life can be a gas on a few sips of fuel.  Every day can be heavenly if your upgrade your outlook and downshift your spending.  You will learn to buck the tide of Jones' buying, and surf waves of saving.  I discovered this when I retired on a pittance to a trailer park by the beach next to Mexico.

     The amazing result?  A priceless life that makes anyone rich, no matter how poor their finances be.  A Pennies-Fun-Heaven! Mentality results in budget tips that you cash in for treats.  Since no matter how thin you must slice budget cake, you should always include some frosting, too.  Mine are cruise writing trips in which the cheapest cabin down deep in the ship feels like a mansion to me.

     I will show how to flip poverty's grind to a satisfied grin.  No "pity me" here, only "how rich can I be!"

     You'll get saving tips, yes, but at no one's expense.  Not like with the retiree I know with plenty of dough, who takes from food banks wherever he goes.  He throws most away, making no attempt to pass on to the intended.  And when he can't go, sends his compliant wife to scoop up a load that they could well buy.  Such cold-hearted greed freezes his soul, no matter hot hot his portfolio.

     Not having much money is no reason for greed.  P-F-H! Mentality means giving what you can--whether time, money, talent, or a pat on the back.  The best route to riches is to share what you have with those in need.  This makes you welcome anywhere, not shunned like this greedy retiree.

     I ended up here when a blow to the head split my mind, and out popped your Trailer Park Shrink.  He can't tell for long what is real and what is not, and keeps shifting his grip between the two.  Gerald, the real psychologist I used to be, writes the straight half of each chapter, after which Dr. Juan, my post-blow persona, appends what he thinks is a related piece.

     We will slap you happy in three parts of the title.  Each is introduced by a pair of quips--one serious, and one silly.

     There are, in all, seven underlapping chapters.  The first recaps the path I took to this cul-de-sac, while subsequent ones serve up trailer park beans such as these:  Love and lust.  Cruise writing trips.  Verbal nuggets in the gutter.  Shrink practice in a snack bar.  The wealth of health.  And Pennies-Fun-Heaven! budgeting...

     Lastly, Chapter Character fingers subheading finds such as these, and more:  The Cheezy Whino-o.  The Darkest Don.  A Flash in the Pam.  Lucky Son-of-a-Beach.  And, the Thirst AIDS Queen.

     What's the bottom line here?  That no matter your age, work status, or finances, you can enrich you life now, and start earning sweet treats.  And do this in spite of falls on Wall Street that might crash on the rocks of our economy.  Pennies-Fun-Heaven! Mentality, see, can turn the fiercest bear market into your own little cuddly stuffed teddy!