Educationally Screwed
Two Generations of Predatory Student Loan Fraud and Its Consequences
by
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Amazingly eleven years after Sallie Mae broke our contract I received a call from Education Management Collections Corporation (ECMC) as I wrote my last paragraph of this book. ECMC is the firm that now owns my “private” student loans that Sallie Mae sold them when they fraudulently placed my student loans into default. The phone representative wanted to create a repayment plan with me. I asked what the amount of the loan was and she stated over $255,000. I asked her how I was going to be able to pay anything back if I don’t even have a job, nor am I employable, because of The Department of Health and Human Services (Division of Student Assistance) “punished” me with draconian acts making me unemployable. She then become angry and threatened me with a law suit. Well, she didn’t say anything new that I hadn’t been threatened with before. Some greedy collection firm will buy the loan from EMCC once they realize they can’t get blood from a turnip and the harassment will continue. Before I die I wouldn’t be surprised if these crooks put telephones in caskets so they can harass us in our graves.
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About the Book
I worked hard, I believed in the “American Dream”, I pulled myself up by my bootstraps, I paid over $70,000 on my student loan debt, and still I was EDUCATIONALLY SCREWED!
About the Author
Dr. Debra Lynch graduated from the University of Oregon with a Bachelor of Science from the college of Human Development and Performance. Upon graduation she was awarded ‘Student Teacher of the Year’, the award of which she is extremely proud. She developed her interest in medicine while studying classes in anatomy, physiology, microbiology and organic chemistry. Five years after graduating from the University of Oregon Dr. Lynch decided to follow her desire to help people through medicine. She chose Podiatric Medicine as her specialty because of its relationship to her undergraduate degree in helping people in their nutritional and movement development. Dr. Lynch graduated from the California College of Podiatry Medicine and earned a surgical residency. Debra returned to Portland, Oregon to practice medicine and continues to live in beautiful Oregon with her thirteen year old Chesapeake Bay retriever, “Harley”.